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Insurance Guru
Free superannuation review for Aussie Tycoon members
Hi all,
How many of you have various super funds spread around the place? I'm guessing a lot of you!
As a special offer to Aussie Tycoon members I'm offering free "Super Health Checks" to anyone who contacts me between now and the end of April.
It doesn't matter whether you have $1,000 in super or $100,000 - anyone can benefit from a free super health check.
What's included?
1. I'll review any existing super funds you have, and conduct a search for any lost super you may have laying around the place.
2. I'll assess whether or not one of your existing funds is best for you, or if there is a more appropriate fund available in the market. A big part of this process is ensuring you're not paying high fees!
3. I'll help you to assess you risk tolerance, and recommend an investment strategy that suits you.
4. I'll take care of all the paperwork if you decide to proceed with my recommendations.
If you don't proceed with my recommendations, there are no fees or obligations to worry about. If you do proceed, in most cases I will be paid a commission by the super provider, which will be fully disclosed to you in my Statement of Advice.
I can deal with you face-to-face if you're in Brisbane, or via phone and email if you're located elsewhere in Australia.
If you'd like more info please give me a call on 0439 869 682 or check out this link: http://www.equita.com.au/superannuation/
I look forward to hearing from you!
Cheers
Shane.
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Insurance Guru
You can also email me: shane@equita.com.au
I might just share a little story about my own super too. Back in late 2007 I was paying a lot of attention to the goings on in the US housing and finance markets. By November I moved all of my super out of growth investments into a few conservative funds, and shortly after the market plummeted...
Many people lost up to 50%, but I lost very little thanks to my timing - and a little luck! My super stayed in those conservative funds until April 2009 when I decided it was time to get back in, so I spread my super over Australian shares (geared), listed property and emerging markets, with a little bit in international shares as well.
Since that last switch, my super is up around 60% and looking fantastic!
So whilst most people lost half, then gained back half of those losses since (so they're still about 25% down today) mine is up around 60% over that same period of time.
Why is that? Well it's partly good luck, but a big part of it is that I work in finance and it's my job to be researching markets and finding out what's going on. It's also about having the guts to make a move, rather than following the lazy path like most do with their super.
So forget about those industry super adverts going on about saving 1 or 2% in fees by not paying commissions to advisers, think about the value that a good financial adviser can add!
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Insurance Guru
Thanks Brendan, much appreciated.
It's a genuine offer and will definitely help people to reduce their fees and hopefully improve returns, so I really encourage all members to take advantage of the offer.
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